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Stop Impulse Spending

You Already Know Where Your Money Went.
Now Plan Where It Goes.

The average Indian household overspends 30% during festivals and forgets thousands in udhar. The Smart Planner gives you shopping lists, festival budgets, and a lending tracker — so you plan before you spend, not after.

Start Planning Free

Sound Familiar?

You go to the market without a list and overspend by 30–40%

Diwali arrives and your budget vanishes in 3 days

A friend borrowed ₹5,000 three months ago — you both forgot

You plan to buy a laptop but keep dipping into those savings

Festival shopping across 8+ people with no tracking

The Smart Planner solves all of these.

Shopping Lists That Save Money

Create grocery and shopping lists with estimated amounts before you leave home. Use pre-built Indian grocery templates for common staples. Check off items as you shop. Know exactly what you’ll spend before you reach the market.

Expense Plans — Commit to Your Future Purchases

Planning to buy a phone, laptop, or gold? Create an expense plan with a target date and estimated cost. Track whether you’re on schedule. When you finally buy it, convert the plan to an actual transaction with one tap — amount, category, and date all pre-filled.

Udhar Tracker — Never Lose a Rupee to Forgetting

Track money lent and borrowed with the person’s name, phone number, and due date. Record partial settlements as they happen. Get automatic reminders before due dates. Convert settled amounts to transactions. No more awkward “did you pay me back?” conversations.

Festival Budget Templates — Celebrate Without Regret

Diwali gifts, Holi colours, Eid sweets, Raksha Bandhan gifts, Navratri outfits, Pongal food, Christmas presents — every festival has a pre-built template. Set your total budget, add family members and items, and stick to the plan. Your savings survive the celebrations.

One-Tap Conversion to Real Transactions

Every planned item and every settled udhar can become an actual income or expense transaction with a single tap. Amount, category, and date are pre-filled from your plan. No double entry, no forgotten records. Plan → Spend → Track — seamlessly.

Always Visible on Your Dashboard

See your total planned spend, pending udhar (owed to you and you owe), and overdue items right on the main dashboard. Add planner items quickly from the floating action button. The planner isn’t buried in a menu — it’s front and centre in your financial life.

This Diwali, Know Exactly What You'll Spend — Before You Spend It.

Plan your festivals, track your udhar, and shop with a list. Your savings will thank you.

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