Your finances are scattered everywhere.
Salary in bank apps. Expenses in spreadsheets. Investments across 5 platforms. Tax documents in random folders. Family finances? Nobody has the full picture.
Easy Finance brings it all together — income, expenses, investments, taxes, family finances, a smart planner to stop impulse spending, and Money Mantra to build financial literacy — in one secure app built for India.
March 2026
FamilyIncome
1.8L
Expenses
72K
Savings
1.08L
60%
Recent
Every Indian Family Faces These Problems
You’ve tried spreadsheets, banking apps, and sticky notes. None of them give you the full picture.
Finances scattered across 5+ apps and spreadsheets
One dashboard for all income, expenses, investments, loans and insurance
No single view of your family’s complete finances
Family finance hub with per-member tracking, shared funds, and combined net worth
Tax filing is confusing — Old Regime or New?
Instant Old vs New Regime comparison with all 80C/80D/80E deductions auto-calculated
Important documents lost in email, WhatsApp, or drawers
Secure document vault — PAN, Aadhaar, Form 16, salary slips — organized by FY
No idea what your actual net worth is
Real-time net worth: bank balances + investments − loans, for you and your family
Overspend every Diwali, forget who owes you money, and buy on impulse
Smart Planner with festival budgets, udhar tracking, and shopping lists — plan before you spend
Want to learn about money but every article feels like a lecture
Money Mantra — learn finance in 5 mins/day with gamified lessons, streaks, and Hindi + English content
Everything You Need, Nothing You Don’t
30+ modules working together to give you complete financial clarity
Income Tracking
Log salary, freelance, rental, dividends and more. See exactly where your money comes from.
Expense Tracking
Categorize every spend across 11 categories. Track UPI, cash, cards — every payment method.
Investment Portfolio
Track SIPs, stocks, FDs, PPF, NPS, ETFs, gold, crypto and more. Monitor returns in real-time.
Recurring Payments
Never miss an EMI, rent, SIP or subscription. Auto-track with payment history.
Core Tracking
4 features
Income Tracking
Expense Tracking
Investment Portfolio
Recurring Payments
All features included
Built Different for India
Features you won’t find in YNAB, Monarch, or any global finance app. Because Indian finances work differently.
Old vs New Regime Tax Calculator
Instant side-by-side comparison. All deductions auto-filled — 80C, 80D, 80E, 80G, HRA, 24(b). Covers senior citizen slabs, surcharge, and Section 87A rebate.
HUF Entity Management
India’s only app to manage Hindu Undivided Family finances. Track coparceners, compute HUF-specific taxes, store deeds and PAN. Formation checklist included.
Festival Budget Templates
Every Indian overspends during festivals. Not anymore. Pick a Diwali, Holi, Eid, or Navratri template, set your total budget, add items, and stick to the plan. Your savings survive the celebrations.
Udhar / Lending Tracker
“Did you pay me back?” — the question that ruins friendships. Track every rupee lent and borrowed, get automatic reminders before due dates, record partial settlements, and settle with one tap. Never awkward again.
Money Mantra — The Shastra of Money
SIPs, PPF, tax-saving — none of it was in the syllabus. Money Mantra fills that gap in 5 minutes a day — gamified lessons, book summaries (Rich Dad Poor Dad in 2 mins), daily streaks, and 10 levels from Shishya to Guru. In Hindi and English.
CA Access with Section Sharing
Invite your Chartered Accountant by email. Choose exactly which sections they see — income, expenses, investments, documents — and revoke access anytime.
Every Rupee You Plan Is a Rupee You Save
Indians lose thousands every month to impulse buying, forgotten udhar, and festival overspending. The Smart Planner ends all three.
Shopping Lists
Go to the market with a list and estimated totals. Stop the 30% impulse overspend.
Festival Budgets
Diwali, Holi, Eid, Navratri — set a budget before the celebrations begin. Your savings survive.
Udhar Tracker
Track every rupee lent and borrowed. Automatic reminders. No more lost money, no more awkward conversations.
One-Tap to Transaction
Planned items and settled udhar become real transactions with one tap. Plan → Spend → Track.
Built for Indian Families
Indian families manage money jointly. Easy Finance is the only app that truly understands this.
8 Relationship Types
Self, spouse, child, parent, sibling, grandparent, in-law, and other. Each member gets their own financial profile.
5 Shared Fund Types
Emergency, medical, trip, education, or custom goals. Set targets, track monthly contributions, and see progress together.
Family Net Worth
Combine all members’ bank balances, investments, and loans into one aggregate net worth view.
Per-Member Tax Filing
Each member gets their own tax summary with Old vs New Regime comparison. File taxes for the whole family.
HUF Entity Support
Manage your HUF as a separate tax entity. Track coparceners, HUF-specific deductions, and store HUF deed and PAN.
CA Member Sharing
Family admin can share a specific member’s data with the CA. The member must approve before any data is shared.
Family Documents
Store each member’s PAN, Aadhaar, Form 16, insurance policies, and investment proofs in the shared vault.
Privacy by Design
Each member sees only their own data. Admin sees the combined picture. Enforced at the database level, not just the UI.
How It Works
From tracking your first rupee to filing your ITR — here’s the Indian finance workflow, simplified.
Add Your Income
Log salary, freelance earnings, rental income, and dividends. Multiple income sources supported.
Track Every Expense
Categorize UPI, cash, and card spends across 11 categories. Tag family members and add quantities.
Monitor Investments
Track SIPs, stocks, FDs, PPF, NPS, and 6 more types. See current value and returns at a glance.
See Your Tax Impact
Instant Old vs New Regime comparison. All deductions auto-calculated. Know your liability before filing.
Export for ITR Filing
Download monthly and FY summaries as CSV. Share organized data with your CA in one click.
Simple, Honest Pricing
Core features are free forever. Upgrade when your needs grow.
Free
₹0/month
- 100 transactions/month
- Basic income & expense
- Reports (last 3 months)
- 5 investments
- PWA — Works Offline
Lite
₹79/month
- Unlimited transactions
- Full reports & charts
- Recurring bills tracker
- Unlimited investments
- 5 documents
Pro
₹151/month
1 month free trial
- Tax summary & regime optimizer
- AI Scan & Import
- Artha AI guide
- Money Mantra & Planner
- Unlimited documents
Family Pro
₹151/month
+ add-ons
1 month free trial
- Everything in Pro
- Family finance dashboard
- Shared funds + budgets
- CA access (30 days free/CA)
- Will add-on ₹79/month
Add members from ₹100/month
Elite
₹499/month
1 month free trial
- HUF management included
- Will & Legacy Vault included
- 2 CAs included
- Advanced CA-ready export
- Priority support (24h SLA)
Pay via UPI · GPay · PhonePe · Cards accepted · All prices inclusive of GST
The Money Education You Deserved But Never Got.
SIPs, PPF, insurance, tax planning — none of it was in the syllabus. Money Mantra makes financial literacy addictive — 5 minutes a day, in Hindi and English.
- Bite-sized daily mantras — not boring lectures
- Book summaries: Rich Dad Poor Dad, The Intelligent Investor, and more
- Expert journeys from Tax Basics to Investment Mastery
- Daily streaks, XP points, badges, and 10 levels
- From Shishya to Guru — your financial literacy journey
- Available in Hindi and English
Money Mantra
Shishya → Yogi → Guru
12
Day Streak
47
Mantras Done
5
Books Read
“5 minutes a day. That’s all it takes to go from confused to confident with money.”
“I used to dread tax season. Now I just open Easy Finance and my Old vs New Regime comparison is already there. Filing ITR took half the time this year.”
Priya Sharma
Salaried Professional, Bengaluru
“As a freelancer with income from 4 sources, no banking app gave me the full picture. Easy Finance lets me track everything — plus the udhar tracker saved a friendship.”
Rajesh Kumar
Freelance Designer, Mumbai
“Our family of 6 finally has one place for everyone’s finances. The emergency fund tracker alone was worth it. And mama loves the Hindi language option.”
The Mehta Family
Joint Family, Ahmedabad
Why Easy Finance?
See how we compare against the tools you’re currently using.
| Feature | Easy Finance | Spreadsheets | ETMONEY | YNAB |
|---|---|---|---|---|
| Indian Tax Center (Old/New) | ||||
| HUF Management | ||||
| Family Finance | ||||
| Document Vault (17 types) | ||||
| Loan & Insurance Modules | ||||
| PWA / Offline Support | ||||
| Smart Planner (Shopping + Festival + Udhar) | ||||
| 260+ Finance Articles | ||||
| Gamified Finance Learning (Money Mantra) | ||||
| Price | Free core | Free | ₹499/yr | $14.99/mo |
Frequently Asked Questions
Got questions? We’ve got answers.
Yes! Core features like income/expense tracking, investment portfolio, recurring payments, reports, and 260+ finance articles are completely free — forever. Pro features like family finance, tax center, and document vault are available at ₹149/month or ₹999/year.
Absolutely. We use TLS 1.3 encryption in transit, AES-256 encryption at rest, and Row-Level Security (RLS) on every database table. Your data is hosted on SOC 2 compliant infrastructure. We never sell or share your data with third parties.
Easy Finance is a Progressive Web App (PWA) that works on any device — Android, iOS, desktop. Install it from your browser for an app-like experience with offline support. No app store download needed.
Yes! With CA Access, you can invite your CA by email and choose exactly which sections they can see — income, expenses, investments, documents, or all. You can revoke access anytime with one click.
HUF (Hindu Undivided Family) is a separate tax entity under Indian law that can help families save taxes. If your family has ancestral property or a family business, HUF management can help you track coparceners, compute HUF-specific taxes, and store HUF documents.
Each family member can only see their own data. The family admin sees the combined family picture. This is enforced at the database level with Row-Level Security — not just UI restrictions.
Yes. You can export all your transactions, investments, and monthly summaries as CSV files anytime from Reports or Settings. Your data belongs to you.
We cover all major deductions: Section 80C (₹1.5L), 80CCD(1B) (₹50K NPS), 80D (health insurance), 80E (education loan), 80G (donations), 80TTA/80TTB (savings interest), Section 24(b) (home loan interest ₹2L), HRA exemption, and standard deduction. Plus Section 87A rebate for both regimes.
Money Mantra is India’s first gamified financial education system — the Shastra of money. You learn in 5-minute daily sessions through bite-sized mantras, book summaries, and expert journeys. Earn XP, maintain streaks, level up from Shishya to Guru, and actually remember what you learn. Available in Hindi and English.
The Smart Planner has four tools: shopping lists (with grocery templates for Indian staples), expense plans (plan purchases with target dates), festival budget templates (Diwali, Holi, Eid, and 5 more), and an udhar tracker (track money lent/borrowed with reminders). Any planned item can be converted to an actual transaction with one tap.
Start Managing Your Money Smarter
Join Indian professionals and families who track every rupee with confidence.
Get Started — It’s FreeNo credit card required · Free core features forever · Upgrade anytime